Saturday, September 7, 2013

Health Insurance.....

I have recently quit work to stay home with my adults sons that have Fragile X Syndrome. So I have been looking for insurance for the family. We have had Blue Cross Blue Shield for years including the State Employee kind for the last 6 1/2 years. So we decided to go with BCBS again. Well it did not work out. Frank got a good reasonable plan, Clay got a good reasonable plan, they would not even consider Seth because we have guardianship over his health care but not his business decisions. So Seth could not even be considered for the plan. Now for me....I know that I have gained a lot of weight over the pass 6 years, but I do try to exercise and to eat healthy for most part. I do all of my wellness/preventive care and I recently talked to a  gastric by pass surgeon and he laughed and me and told me I was crazy that I did not fall in the category to have this surgery. I do not have high blood pressure, high cholesterol or diabetes.  So why did BCBS put me has a category 5 and my plan was going to be a 1000 dollars a month. They would not discuss with me over the phone the reason it had to be sent by letter. So today my letter comes and reason was because I am (5'5" Height, and 2_ _ Weight) What the heck!!! We can not afford to pay this for insurance. I am so angry and disappointed. I have tried to lose weight, I have used diet drugs, weight watcher, and counting calories. The diet drugs did not work, I need friends, money and support to do weight watchers, and counting calories get old... I am the queen of excuses I know!!! Starting in the morning I am giving my self one month to lose some weight. I am going to need all of the support I can get. I will not be fat and put in a category 5. This blows my mind. Obama Care is suppose to help women get better insurance cheaper and cover more. I have recently been put back on a low estrogen birthcontrol pill that the cost after insurance and a 10$ discount card still cost 60 dollars, had to get the prescription changed to a generic brand the cost  is 29$ with out insurance and 12 with. (No FREE birth control) No insurance because I am over weight. What am I to do??? but lose weight!! I sure hope that I will be successful but it worries me because in the past year I have only lost 6 lbs counting calories everyday... Alright I am not going to whine any more. Thanks for listening to me. 


  1. Oh, Vicki, you are not whining! You have posted something very useful that I am sure a lot of people can relate to. Losing weight is so hard, and especially once we are over 40. I have resigned myself that I will likely never be the lean person I was before I hit 40. You know, the first thing that comes to mind is thyroid issues. You know they are absolutely rampant in the family, right? Out of 7 female first cousins, we have one thyroid cancer, one Hashimoto's, one hyper then hypothyroid (maybe Graves?), and one hypothyroidism. Those are not good odds for any of us, and all of this was before any of us turned 50! Also, if you are vitamin D deficient, it is harder to lose weight. Seems like vitamin D deficiency runs in the family as well.

    Mama needs to tell you about counting fat grams, instead of counting calories. She does that a lot. I wish I was there to encourage you. It's so easy when you are home day in and day out to just turn to eating all day. I know I do it sometimes, and I get so mad at myself, but I do it anyway! Yikes. Don't give up. Six pounds is a good start, and you can do that again and then just keep at it!

    I love you!

    1. Thank you Lynn for the encouraging words. I called Aunt Shelby and talked to her about the thyroid issue and I need to have it tested but I am afraid that will affected my chances in getting insurance I will have it checked as soon as I can get some insurance if I can. Love you and you do inspire me!

  2. Dear Vicki,

    Losing weight has got to be the hardest thing to do! I had gained too much a few years back. I was so tired of feeling fat and wearing big jumpers!!! I can't stick to a diet because I want to nibble on something all the time. I found the Dr. Joyce Vedral book on counting fat grams instead of calories, 1995. I lost 20 pounds which was a lot for me! It became almost fun seeing how many foods I could find and eat that were low fat or no fat. Apples, bagles, plain popcorn, pasta with cocktail sauce, baked potatoes. Healthy foods too. I started looking better and feeling better!!

    Lynn is right about the thyroid problem. 2 weeks ago the doctor started me on thyroid medication!

    Didn't mean to get carried away. Look up Joyce Vedral's book from 1995. She probably has more out now but that was my favorite.

    Do you know how special you are!!
    I love you,
    Aunt Melba

  3. Thanks Melba, I use to count fat grams but it has been a long time ago after Seth was born. I lost weight doing it to. I am counting calories on an app for my iphone called fitness pal you can do it on the computer to. I like it because you can scan bar codes and not have to look up different things. When I get my insurance straighten out I will get my thyroid checked.


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